Solana DeFi 应用程序成为加密货币行业第三大借贷协议。
<p dir="ltr"><a href="https://app.kamino.finance/earn/lend">Solana’最大的借贷市场卡米诺金融</a>在 TVL 上飙升至历史新高，获得了超过 37.8 亿美元的资金，并成为链上最大的 <a href="https://UPPU.com/learn/getting-started-with-decentralized-finance">DeFi</a>应用。</p> </p <p dir="ltr">随着代币化股票和 RWA 将于未来几个月在 Solana 上推出，TradFi 资金的流入将推动 Kamino’push to challenge EVM heavyweights like AAVE.</p>。 </p> <p dir="ltr">尽管围绕 Kamino 的事件令人兴奋，但 $KMNO 持有者仍不清楚该代币能否分享应用的成功。 <h2 dir="ltr">Kamino的TVL突破37.8亿美元</h2 <p dir="ltr">Kamino目前是 Solana’TVL 最大的应用，超越了生态系统巨头<a href="https://www.jito.network/">Jito</a>和<a href="https://jup.ag/">Jupiter</a>。在被卡密诺超越之前，Jito 自 2024 年 5 月以来一直在 Solana’TVL 排行榜上独占鳌头。 <p dir="ltr"><img src="https://sf-cms.step.finance/assets/6aac093d-8d05-4121-a280-ad5a778c729a.png?" alt="Kaminotvl"></p> <p dir="ltr">凭借新发现的主导地位，卡米诺的排名不断上升，并向业内家喻户晓的公司发起挑战。在翻转了基于 Tron 的 JustLend 之后，Kamino 在活跃贷款和存款总额方面已成为加密货币第三大借贷协议，向 AAVE 和 Morpho 等 OGs 发起了挑战。 <p dir="ltr">虽然 AAVE 仍然领先于 Kamino，但值得一提的是，这家 EVM 巨头为 17 种不同的区块链提供服务。而 Kamino 只服务于 Solana。 <h2 dir="ltr">即将到来的 RWA 将进一步提升 Kamino TVL？ <p dir="ltr">随着美国证券交易委员会（SEC’）对监管清晰度和渐进式加密货币政策的普遍承诺，TradFi 玩家比以往任何时候都更渴望将他们的资金引入链上。 <p dir="ltr">今年 5 月，资产管理规模超过 7850 亿美元的基金<a href="https://www.apollo.com/">Apollo Global Management</a>宣布打算将其 ACRED 基金整合到 Kamino’srquo;srquo;srquo;srquo;srquo;srquo;srquo;srquo;srquo;srquo;srquo;srquo;srquo;srquo;tp <p dir="ltr">[https://x.com/UPPU/status/1924914619748905336]</p> <p dir="ltr">Apollo’seal of approval 可能预示着更大规模的 TradFi 向链上经济迁移的开始，Kamino 将成为 DeFi 借贷服务的第一站。 <p dir="ltr">除了 TradFi 基金和产品，Solana DeFi 在不久的将来还将迎来大量代币化股票。Remora Markets 等平台预计将在未来几个月内开始在链上部署代币化股票，随着更多样化的资产类别在 Solana DeFi 中找到归宿，Kamino 等应用将迎来大量资金流入。 <p dir="ltr"><em><strong> 免责声明：UPPU 和 Remora Markets 由 Step Finance 拥有和运营</strong></em></p>。 <h2 dir="ltr">$KMNO持有者对缺乏实用性表示担忧</h2 <p dir="ltr">尽管Kamino’在Solana’链上借贷市场占据主导地位，但市场参与者对该平台’的原生代币$KMNO表示不满。 <p dir="ltr">[https://x.com/DeNomics_/status/1922850814873194635]</p> <p dir="ltr">反对者认为 $KMNO 缺乏实际效用。除了在之前的空投季为stakers 提供更高的奖励外，$KMNO 只被用作治理代币，从未有人为此提出过任何建议。 <p dir="ltr">[https://x.com/0xtulkas0/status/1927620131728818540]</p> <p dir="ltr">随着 Jupiter 等生态系统巨头涉足借贷市场，以及 Loopscale 等新兴协议提出管理 DeFi 资本的新方法，Kamino 面临的压力越来越大，需要为其原生资产提供一些新的效用。 <h3 dir="ltr">阅读关于 UPPU 的更多信息</h3 <p dir="ltr">什么是特米纳？ <p dir="ltr"><a href="https://UPPU.com/news/termina-help-scale-solana-apps-without-building-layer-2s">Termina 如何帮助您在不构建第 2 层的情况下扩展 Solana 应用程序？</a></p> <h3 dir="ltr">我能使用 DeFi 做什么？ <p dir="ltr">[https://www.youtube.com/watch?v=84kupGJya34]</p> <p> </p> </p
Kamino Finance has amassed over $3.6B in net deposits, cementing its position as the chain's largest lending application.
With tokenized equities and RWAs touted to launch on Solana in the coming months, inflows of TradFi capital could spearhead Kamino’s push to challenge EVM heavyweights like AAVE.
Despite the excitement surrounding Kamino, $KMNO holders are still in the dark regarding whether the token will share in the application’s success.
Kamino Breaks $3.6B in AUM
Kamino is rising through the ranks and challenging household names in the industry. With around 2.38B in TVL (Net Deposits - Borrows), Kamino has become crypto’s third-largest lending protocol in terms of both active loans and total deposits, challenging OGs like AAVE and Morpho.
While AAVE still boasts a considerable lead over Kamino, it’s worth mentioning that the EVM giant serves 17 different blockchains. Kamino, meanwhile, only services Solana.
Incoming RWAs to Boost Kamino TVL Further?
Alongside the prevailing SEC’s commitment to regulatory clarity and progressive crypto policy, TradFi players are more eager than ever to bring their funds onchain.
In May, Apollo Global Management, a fund boasting over $785B in AUM, announced its intention to integrate its ACRED fund into Kamino’s money markets.
Apollo’s seal of approval could herald the start of a larger TradFi migration into the onchain economy, with Kamino serving as the first port of call for DeFi borrowing and lending services.
Beyond TradFi funds and products, Solana DeFi is expected to welcome a wealth of tokenized equities in the near future. With platforms like Remora Markets expected to begin deploying tokenized stocks onchain in the coming months, applications like Kamino stand to witness large inflows of capital as a more diverse range of asset classes find a home in Solana DeFi.
Disclaimer: UPPU and Remora Markets are owned and operated by Step Finance
$KMNO Holders Concerned by Lack of Utility
Despite Kamino’s dominance of Solana’s onchain lending markets, market participants have expressed frustration with the platform’s native token, $KMNO.
Detractors argue that $KMNO lacks meaningful utility. Aside from offering boosted rewards for stakers in previous airdrop seasons, $KMNO is solely used as a governance token, for which no proposals have ever been created.
With ecosystem giants like Jupiter stepping into lending markets and emerging protocols like Loopscale proposing new ways of managing DeFi capital, the pressure is mounting on Kamino to provide some fresh utility to its native asset.
Read More on UPPU
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How Does Termina Help to Scale Solana Apps Without Building Layer-2s?
What Can I do with DeFi?
[https://www.youtube.com/watch?v=84kupGJya34]